What is Upstart?

Upstart is an online peer to peer lending (also known as P2P lending) platform that allows borrowers to obtain unsecured funding through fixed-rate loans. Upstart believes that borrowers are more than their credit score. Our statistical model considers academic background and employment history to offer borrowers the loan they've earned.

Investors are able to invest in these loans by buying loan-related securities on Upstart. 

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