Who is eligible to borrow on Upstart?

To qualify for a loan, all loan borrowers must:

1) be a U.S. citizen currently living in the U.S., or a permanent resident currently living in the U.S.; (unless military personnel on active duty)

2) be at least 18 years old;

3) have a valid email account;

4) have a verifiable name, date of birth and social security number;

5) have a full time job, a full time job offer starting in 6 months (except if accepted to a partner bootcamp), or another source of regular income;

6) have an account at a U.S. financial institution with a routing transit number;

7) meet our minimum credit requirements; and

8) have no more than one outstanding loan on the Upstart platform and have made 6 or more on time monthly payments under that loan.

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