What kinds of loans can I invest in on Upstart?

Currently investors have the option to select between the 3 year and/or 5 year loan terms in addition to the maximum amount to be invested per loan. We do not provide the option to select specific loan grades.

At this point in time investor funds are deployed based on our allocation algorithm randomly across all loan grades which will help achieve diversity in your Upstart portfolio. All loans available on Upstart are fixed-rate unsecured loans.

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