To be eligible to be an investor on Upstart's peer to peer lending platform, you must:
1) Be an accredited investor. For individuals this means that (i) your individual net worth, or joint net worth with your spouse, exceeds $1 million, excluding the value of your primary residence, or (ii) your income exceeds $200,000 in each of the two most recent years, or joint income with your spouse exceeds $300,000 in each of those years, and you have a reasonable expectation of the same income level in the current year.
2) Reside in the United States
3) Be a “U.S. person” for US tax purposes
4) Have a U.S. bank account.
Our award-winning customer care team is here for you.