Am I eligible to become an investor?

To be eligible to be an investor on Upstart's peer to peer lending platform, you must:

1) Be an accredited investor. For individuals this means that (i) your individual net worth, or joint net worth with your spouse, exceeds $1 million, excluding the value of your primary residence, or (ii) your income exceeds $200,000 in each of the two most recent years, or joint income with your spouse exceeds $300,000 in each of those years, and you have a reasonable expectation of the same income level in the current year.


2) Reside in the United States


3) Be a “U.S. person” for US tax purposes


4) Have a U.S. bank account.

Was this article helpful?

Can’t find what you’re looking for?

Our award-winning customer care team is here for you.