Is there an annual fee for investing using the IRA feature?

For all Loan Related Securities purchased on or after February 1, 2016, there is an account servicing fee. The servicing fee will equal to your pro rata portion of an annualized rate of one-half percent (0.5%) of the outstanding principal of each corresponding Loan. This fee is to accrue daily on the outstanding principal amount of each corresponding loan, excluding any corresponding loans that have been terminated, cancelled, charged-off, or referred to a third party collections process. It will be charged on a monthly basis with such amounts being automatically deducted from your investor account.

STRATA Trust Company's fee structure information can be found here.

For additional questions regarding STRATA Trust Company's fee structure, you can call 866-928-9394 or email

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