To qualify for a loan, all loan borrowers must:
1) be a U.S. citizen currently living in the U.S., or a permanent resident currently living in the U.S.; (unless military personnel on active duty)
2) be at least 18 years old;
3) have a valid email account;
4) have a verifiable name, date of birth and social security number;
5) have a full time job, a full time job offer starting in 6 months (except if accepted to a partner bootcamp), or another source of regular income;
6) have an account at a U.S. financial institution with a routing transit number;
7) meet our minimum credit requirements; and
8) have no more than one outstanding loan on the Upstart platform and have made 6 or more on time monthly payments under that loan.
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